/*
 * Shared customer-experience chrome and page experiences.
 * Keep selectors under .cx-footer or terms-prefixed scopes so existing site styles remain unchanged.
 */

.cx-footer {
    --cx-footer-navy: #293e4c;
    --cx-footer-ink: #20323d;
    --cx-footer-gold: #fbb040;
    --cx-footer-text: #c5d3d7;
    --cx-footer-muted: #aebfc4;
    position: relative;
    padding: 0;
    color: var(--cx-footer-text);
    background: var(--cx-footer-navy);
    border-top: 4px solid var(--cx-footer-gold);
    text-align: left;
}

.cx-footer *,
.cx-footer *::before,
.cx-footer *::after {
    box-sizing: border-box;
}

.cx-footer__inner {
    width: min(calc(100% - 48px), 1180px);
    margin-inline: auto;
}

.cx-footer__main {
    display: grid;
    grid-template-columns: minmax(320px, 0.9fr) minmax(500px, 1.1fr);
    gap: clamp(48px, 7vw, 86px);
    padding-block: 40px 34px;
}

.cx-footer__brand {
    min-width: 0;
}

.cx-footer__visually-hidden {
    position: absolute;
    width: 1px;
    height: 1px;
    padding: 0;
    margin: -1px;
    overflow: hidden;
    clip: rect(0, 0, 0, 0);
    white-space: nowrap;
    border: 0;
}

.cx-footer__logo-link {
    display: inline-flex;
    border-radius: 3px;
}

.cx-footer__logo {
    display: block;
    width: 177px;
    height: auto;
    margin: 0 0 16px;
}

.cx-footer__summary {
    max-width: 390px;
    margin: 0 0 17px;
    color: var(--cx-footer-muted);
    font-size: 0.75rem;
    line-height: 1.55;
}

.cx-footer__contact {
    display: grid;
    grid-template-columns: max-content minmax(0, max-content);
    gap: 7px 18px;
    margin: 0;
    font-style: normal;
}

.cx-footer__contact-link,
.cx-footer__contact-item {
    display: inline-flex;
    align-items: flex-start;
    gap: 7px;
    min-width: 0;
    color: var(--cx-footer-text);
    font-size: 0.7rem;
    line-height: 1.5;
}

.cx-footer__contact-link {
    width: fit-content;
    padding: 0;
    border-radius: 2px;
    text-decoration: none;
    transition: color 160ms ease;
}

.cx-footer__address,
.cx-footer__linkedin {
    grid-column: 1 / -1;
}

.cx-footer__contact svg {
    flex: 0 0 13px;
    width: 13px;
    height: 13px;
    margin-top: 2px;
    fill: currentColor;
    color: var(--cx-footer-gold);
}

.cx-footer__contact-link:hover {
    color: #ffffff;
}

.cx-footer__links {
    display: grid;
    grid-template-columns: 1.15fr 1.2fr 0.9fr;
    gap: 30px;
    min-width: 0;
    padding-top: 3px;
}

.cx-footer .cx-footer__nav {
    min-width: 0;
}

.cx-footer .cx-footer__heading {
    margin: 0 0 13px;
    color: #ffffff;
    font-size: 0.72rem;
    font-weight: 700;
    line-height: 1.3;
    letter-spacing: 0.11em;
    text-transform: uppercase;
}

.cx-footer .cx-footer__nav-list {
    display: block;
    margin: 0;
    padding: 0;
    list-style: none;
}

.cx-footer .cx-footer__nav-list li {
    margin: 0;
    padding: 0;
}

.cx-footer .cx-footer__nav-list li + li {
    margin-top: 7px;
}

.cx-footer .cx-footer__nav-list a {
    display: inline-flex;
    align-items: center;
    max-width: 100%;
    padding: 0;
    color: var(--cx-footer-muted);
    border-radius: 2px;
    font-size: 0.7rem;
    font-weight: 400;
    line-height: 1.45;
    text-decoration: none;
    transition: color 160ms ease;
}

.cx-footer .cx-footer__nav-list a:hover {
    color: #ffffff;
    text-decoration: underline;
    text-decoration-color: var(--cx-footer-gold);
    text-underline-offset: 3px;
}

.cx-footer a:focus {
    outline: 3px solid var(--cx-footer-gold);
    outline-offset: 3px;
}

.cx-footer a:focus:not(:focus-visible) {
    outline: none;
}

.cx-footer a:focus-visible {
    outline: 3px solid var(--cx-footer-gold);
    outline-offset: 3px;
}

.cx-footer__bottom {
    min-height: 56px;
    display: flex;
    align-items: center;
    color: #8fa2a8;
    background: var(--cx-footer-ink);
    border-top: 1px solid rgba(255, 255, 255, 0.08);
}

.cx-footer__bottom-inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 20px;
    font-size: 0.64rem;
    line-height: 1.5;
}

.cx-footer__bottom small {
    font: inherit;
}

@media (max-width: 960px) {
    .cx-footer__main {
        grid-template-columns: 1fr;
        gap: 26px;
        padding-block: 34px 28px;
    }

    .cx-footer__brand {
        display: grid;
        grid-template-columns: 190px 1fr;
        gap: 7px 24px;
        align-items: start;
    }

    .cx-footer__logo-link {
        grid-row: 1 / 3;
    }

    .cx-footer__logo {
        width: 165px;
        margin: 0;
    }

    .cx-footer__summary {
        margin-bottom: 5px;
    }

    .cx-footer__links {
        padding-top: 22px;
        border-top: 1px solid rgba(255, 255, 255, 0.1);
    }
}

@media (max-width: 640px) {
    .cx-footer__inner {
        width: min(calc(100% - 32px), 1180px);
    }

    .cx-footer__main {
        gap: 20px;
        padding-block: 28px 22px;
    }

    .cx-footer__brand {
        display: block;
    }

    .cx-footer__logo-link {
        display: inline-flex;
    }

    .cx-footer__logo {
        width: 148px;
        margin-bottom: 12px;
    }

    .cx-footer__summary {
        max-width: 350px;
        margin-bottom: 12px;
        font-size: 0.7rem;
    }

    .cx-footer__contact {
        grid-template-columns: 1fr;
        gap: 6px;
    }

    .cx-footer__address,
    .cx-footer__linkedin {
        grid-column: auto;
    }

    .cx-footer__contact-link,
    .cx-footer__contact-item {
        font-size: 0.67rem;
    }

    .cx-footer__links {
        grid-template-columns: repeat(3, minmax(0, 1fr));
        gap: 12px;
        padding-top: 18px;
    }

    .cx-footer .cx-footer__heading {
        margin-bottom: 9px;
        font-size: 0.66rem;
    }

    .cx-footer .cx-footer__nav-list li + li {
        margin-top: 5px;
    }

    .cx-footer .cx-footer__nav-list a {
        font-size: 0.64rem;
    }

    .cx-footer__bottom {
        min-height: 64px;
    }

    .cx-footer__bottom-inner {
        display: grid;
        grid-template-columns: 1fr;
        gap: 3px;
        padding-block: 12px;
        font-size: 0.61rem;
    }
}

@media (max-width: 430px) {
    .cx-footer__links {
        grid-template-columns: repeat(2, minmax(0, 1fr));
        gap: 18px 14px;
    }
}

@media (prefers-reduced-motion: reduce) {
    .cx-footer *,
    .cx-footer *::before,
    .cx-footer *::after {
        animation-duration: 0.01ms !important;
        animation-iteration-count: 1 !important;
        scroll-behavior: auto !important;
        transition-duration: 0.01ms !important;
    }
}

/* Terms reading experience */

.terms-root {
    scroll-padding-top: 24px;
}

.terms-page {
    --terms-navy: #293e4c;
    --terms-navy-deep: #1f303b;
    --terms-ink: #20323d;
    --terms-text: #455761;
    --terms-muted: #6d7c84;
    --terms-teal: #488c9a;
    --terms-teal-dark: #347582;
    --terms-teal-soft: #e8f2f3;
    --terms-gold: #fbb040;
    --terms-gold-soft: #fff5e4;
    --terms-success: #2f7d66;
    --terms-line: #dce4e8;
    --terms-line-strong: #c9d4d9;
    --terms-surface: #f5f8f9;
    min-width: 0;
    color: var(--terms-text);
    background: var(--terms-surface);
}

.terms-page *,
.terms-page *::before,
.terms-page *::after {
    box-sizing: border-box;
}

.terms-page svg {
    display: block;
    fill: none;
    stroke: currentColor;
    stroke-linecap: round;
    stroke-linejoin: round;
    stroke-width: 1.8;
}

.terms-shell {
    width: min(calc(100% - 48px), 1200px);
    margin-inline: auto;
}

.terms-skip-link {
    top: -100px;
    z-index: 2000;
    border-radius: 4px;
    font-weight: 600;
}

.terms-skip-link:focus,
.terms-skip-link:focus-visible {
    top: 8px;
    left: 8px;
    background: var(--terms-gold, #fbb040);
    color: #172832;
}

.terms-page a:focus-visible,
.terms-page summary:focus-visible {
    outline: 3px solid rgba(251, 176, 64, 0.95);
    outline-offset: 3px;
}

.terms-hero {
    position: relative;
    overflow: hidden;
    color: #ffffff;
    background: var(--terms-navy);
}

.terms-hero-grid-glow {
    position: absolute;
    inset: 0;
    opacity: 0.62;
    pointer-events: none;
    background-image:
        linear-gradient(rgba(255, 255, 255, 0.035) 1px, transparent 1px),
        linear-gradient(90deg, rgba(255, 255, 255, 0.035) 1px, transparent 1px),
        radial-gradient(circle at 10% 20%, rgba(72, 140, 154, 0.28), transparent 34rem);
    background-size: 54px 54px, 54px 54px, auto;
    -webkit-mask-image: linear-gradient(90deg, #000000 0%, transparent 82%);
    mask-image: linear-gradient(90deg, #000000 0%, transparent 82%);
}

.terms-hero-inner {
    position: relative;
    z-index: 1;
    padding-block: 38px 46px;
}

.terms-hero-layout {
    display: grid;
    grid-template-columns: minmax(0, 1fr) 410px;
    align-items: center;
    gap: clamp(38px, 6vw, 70px);
}

.terms-hero-copy {
    min-width: 0;
}

.terms-eyebrow {
    margin: 0 0 7px;
    color: var(--terms-teal-dark);
    font-size: 0.67rem;
    font-weight: 700;
    line-height: 1.4;
    letter-spacing: 0.09em;
    text-transform: uppercase;
}

.terms-eyebrow--light {
    color: #b9d8df;
}

.terms-hero h1 {
    max-width: 700px;
    margin: 0 0 14px;
    color: #ffffff;
    font-size: clamp(2.25rem, 4.2vw, 3.55rem);
    font-weight: 600;
    line-height: 1.08;
    letter-spacing: -0.035em;
}

.terms-hero-intro {
    max-width: 650px;
    margin: 0 0 24px;
    color: #c5d7dc;
    font-size: 0.92rem;
    font-weight: 400;
    line-height: 1.72;
}

.terms-button-row {
    display: flex;
    flex-wrap: wrap;
    gap: 11px;
}

.terms-button {
    display: inline-flex;
    min-height: 46px;
    padding: 11px 16px;
    border: 1px solid transparent;
    border-radius: 7px;
    align-items: center;
    justify-content: center;
    gap: 8px;
    color: var(--terms-ink);
    font-size: 0.76rem;
    font-weight: 700;
    line-height: 1.3;
    text-align: center;
    text-decoration: none;
    transition:
        transform 160ms ease,
        background-color 160ms ease,
        border-color 160ms ease,
        color 160ms ease,
        box-shadow 160ms ease;
}

.terms-button svg {
    flex: 0 0 17px;
    width: 17px;
}

.terms-button:hover {
    transform: translateY(-1px);
}

.terms-button--gold {
    color: var(--terms-navy-deep);
    background: var(--terms-gold);
    box-shadow: 0 9px 20px rgba(10, 25, 34, 0.24);
}

.terms-button--gold:hover {
    color: var(--terms-navy-deep);
    background: #ffc15d;
}

.terms-button--gold:focus-visible {
    outline-color: #ffffff;
}

.terms-button--ghost {
    color: #ffffff;
    background: transparent;
    border-color: rgba(255, 255, 255, 0.42);
}

.terms-button--ghost:hover {
    color: #ffffff;
    background: rgba(255, 255, 255, 0.09);
    border-color: #ffffff;
}

.terms-button--dark {
    color: #ffffff;
    background: var(--terms-navy);
}

.terms-button--dark:hover {
    color: #ffffff;
    background: var(--terms-teal-dark);
}

.terms-document-summary {
    display: grid;
    grid-template-columns: 52px minmax(0, 1fr);
    gap: 17px;
    min-width: 0;
    padding: 24px;
    color: var(--terms-text);
    background: #ffffff;
    border-top: 3px solid var(--terms-gold);
    border-radius: 10px;
    box-shadow: 0 20px 48px rgba(10, 25, 34, 0.24);
}

.terms-document-icon {
    display: grid;
    width: 48px;
    height: 48px;
    border-radius: 9px;
    place-items: center;
    color: var(--terms-teal-dark);
    background: var(--terms-teal-soft);
}

.terms-document-icon svg {
    width: 23px;
}

.terms-document-status {
    display: inline-flex;
    margin: 0 0 8px;
    align-items: center;
    gap: 6px;
    color: var(--terms-success);
    font-size: 0.63rem;
    font-weight: 700;
    line-height: 1.4;
    letter-spacing: 0.04em;
    text-transform: uppercase;
}

.terms-document-status svg {
    width: 14px;
}

.terms-document-summary h2 {
    margin: 0 0 15px;
    color: var(--terms-ink);
    font-size: 1rem;
    font-weight: 600;
    line-height: 1.35;
}

.terms-document-summary dl {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 10px;
    margin: 0 0 13px;
}

.terms-document-summary dl > div {
    min-width: 0;
    padding-right: 8px;
    border-right: 1px solid var(--terms-line);
}

.terms-document-summary dl > div:last-child {
    padding-right: 0;
    border-right: 0;
}

.terms-document-summary dt,
.terms-document-summary dd {
    margin: 0;
}

.terms-document-summary dt {
    margin-bottom: 2px;
    color: var(--terms-muted);
    font-size: 0.54rem;
    font-weight: 600;
    line-height: 1.4;
    text-transform: uppercase;
}

.terms-document-summary dd {
    color: var(--terms-ink);
    font-size: 0.66rem;
    font-weight: 600;
    line-height: 1.45;
}

.terms-document-note {
    margin: 0;
    color: var(--terms-teal-dark);
    font-size: 0.68rem;
    font-weight: 600;
}

.terms-context-strip {
    background: var(--terms-gold-soft);
    border-bottom: 1px solid #f1d9ae;
}

.terms-context-inner {
    display: grid;
    min-height: 68px;
    padding-block: 13px;
    grid-template-columns: 32px minmax(0, 1fr);
    align-items: center;
    gap: 15px;
}

.terms-context-inner > span {
    display: grid;
    width: 31px;
    height: 31px;
    border-radius: 7px;
    place-items: center;
    color: #a76510;
    background: #ffffff;
}

.terms-context-inner svg {
    width: 18px;
}

.terms-context-inner p {
    margin: 0;
    color: #6a522e;
    font-size: 0.72rem;
    font-weight: 400;
    line-height: 1.55;
}

.terms-context-inner strong {
    color: #523b19;
    font-weight: 700;
}

.terms-reading-section {
    padding-block: 56px 92px;
    background: var(--terms-surface);
}

.terms-layout {
    display: grid;
    grid-template-columns: 250px minmax(0, 760px);
    justify-content: center;
    align-items: start;
    gap: 60px;
}

.terms-sidebar {
    min-width: 0;
    align-self: stretch;
}

.terms-sidebar-sticky {
    position: sticky;
    top: 28px;
}

.terms-sidebar-title {
    margin: 0 0 12px;
    color: var(--terms-ink);
    font-size: 0.72rem;
    font-weight: 700;
    line-height: 1.4;
    letter-spacing: 0.08em;
    text-transform: uppercase;
}

.terms-sidebar-nav {
    display: flex;
    flex-direction: column;
    border-top: 1px solid var(--terms-line-strong);
}

.terms-sidebar-nav a {
    display: grid;
    min-width: 0;
    padding: 10px 7px;
    grid-template-columns: 24px minmax(0, 1fr);
    align-items: start;
    gap: 7px;
    color: #5c6c74;
    border-bottom: 1px solid var(--terms-line);
    border-radius: 0;
    font-size: 0.65rem;
    font-weight: 500;
    line-height: 1.35;
    text-decoration: none;
    transition:
        color 150ms ease,
        background-color 150ms ease,
        padding-left 150ms ease;
}

.terms-sidebar-nav a:hover {
    padding-left: 10px;
    color: var(--terms-ink);
    background: #ffffff;
}

.terms-nav-part {
    color: var(--terms-teal-dark);
    font-size: 0.59rem;
    font-weight: 700;
    line-height: 1.45;
}

.terms-sidebar-nav a > span:last-child,
.terms-mobile-jump-nav a > span:last-child {
    display: grid;
    min-width: 0;
    gap: 2px;
}

.terms-sidebar-nav strong,
.terms-mobile-jump-nav strong {
    color: inherit;
    font: inherit;
    font-weight: 600;
}

.terms-sidebar-nav small,
.terms-mobile-jump-nav small {
    color: var(--terms-muted);
    font-size: 0.56rem;
    font-weight: 400;
    line-height: 1.35;
}

.terms-mobile-jump-nav {
    display: none;
}

.terms-article {
    min-width: 0;
    padding: 50px 58px;
    overflow-wrap: break-word;
    background: #ffffff;
    border: 1px solid var(--terms-line);
    box-shadow: 0 8px 24px rgba(27, 47, 59, 0.08);
}

.terms-article-header {
    position: static;
    z-index: auto;
    display: block;
    padding: 0 0 34px;
    color: inherit;
    background: transparent;
    border-bottom: 1px solid var(--terms-line-strong);
    box-shadow: none;
}

.terms-article-header h2 {
    max-width: 650px;
    margin: 0 0 9px;
    color: var(--terms-ink);
    font-family: Georgia, "Times New Roman", serif;
    font-size: clamp(1.9rem, 3vw, 2.45rem);
    font-weight: 500;
    line-height: 1.2;
    letter-spacing: -0.025em;
}

.terms-document-metadata {
    margin: 0 0 22px;
    color: var(--terms-teal-dark);
    font-size: 0.68rem;
    font-weight: 600;
    line-height: 1.5;
}

.terms-article-introduction {
    display: grid;
    gap: 13px;
}

.terms-article-introduction p {
    margin: 0;
    color: var(--terms-muted);
    font-family: Georgia, "Times New Roman", serif;
    font-size: 0.86rem;
    font-weight: 400;
    line-height: 1.78;
}

.terms-group {
    padding-top: 43px;
    scroll-margin-top: 32px;
}

.terms-group + .terms-group {
    margin-top: 43px;
    border-top: 1px solid var(--terms-line);
}

.terms-group-heading {
    display: grid;
    margin-bottom: 29px;
    grid-template-columns: 44px minmax(0, 1fr);
    gap: 16px;
}

.terms-group-heading > span {
    display: grid;
    width: 42px;
    height: 42px;
    border-radius: 50%;
    place-items: center;
    color: var(--terms-navy);
    background: var(--terms-gold);
    font-size: 0.7rem;
    font-weight: 700;
}

.terms-group-heading p {
    margin: 0 0 3px;
    color: var(--terms-teal-dark);
    font-size: 0.62rem;
    font-weight: 700;
    line-height: 1.4;
    letter-spacing: 0.08em;
    text-transform: uppercase;
}

.terms-group-heading h2 {
    margin: 0;
    color: var(--terms-ink);
    font-size: 1.35rem;
    font-weight: 600;
    line-height: 1.35;
}

.terms-group-content {
    padding-left: 60px;
}

.terms-section {
    scroll-margin-top: 30px;
}

.terms-section + .terms-section {
    margin-top: 31px;
    padding-top: 31px;
    border-top: 1px solid #edf1f2;
}

.terms-section h3 {
    display: grid;
    margin: 0 0 12px;
    grid-template-columns: 27px minmax(0, 1fr);
    gap: 10px;
    color: var(--terms-ink);
    font-family: Georgia, "Times New Roman", serif;
    font-size: 1rem;
    font-weight: 600;
    line-height: 1.4;
    letter-spacing: -0.01em;
}

.terms-section-number {
    color: var(--terms-teal-dark);
    font-family: "Poppins", Arial, sans-serif;
    font-size: 0.68rem;
    font-weight: 700;
    line-height: 2;
}

.terms-clause {
    margin: 0 0 12px;
    color: #52636c;
    font-family: Georgia, "Times New Roman", serif;
    font-size: 0.9rem;
    font-weight: 400;
    line-height: 1.82;
}

.terms-clause:last-child {
    margin-bottom: 0;
}

.terms-endnote {
    display: grid;
    margin-top: 54px;
    padding: 25px;
    grid-template-columns: 38px minmax(0, 1fr) auto;
    align-items: center;
    gap: 17px;
    background: var(--terms-gold-soft);
    border: 1px solid #efd39f;
    border-radius: 14px;
}

.terms-endnote > svg {
    width: 36px;
    height: 36px;
    padding: 8px;
    color: #ffffff;
    background: var(--terms-success);
    border-radius: 50%;
}

.terms-endnote .terms-eyebrow {
    margin-bottom: 4px;
    font-size: 0.59rem;
}

.terms-endnote h2 {
    margin: 0 0 3px;
    color: var(--terms-ink);
    font-size: 1.12rem;
    font-weight: 600;
    line-height: 1.35;
}

.terms-endnote p:last-child {
    margin: 0;
    color: #6c5b42;
    font-size: 0.67rem;
    font-weight: 400;
    line-height: 1.5;
}

.terms-endnote .terms-button {
    min-height: 42px;
    padding: 10px 14px;
    font-size: 0.7rem;
}

.terms-fallback {
    display: grid;
    width: min(100%, 760px);
    margin-inline: auto;
    padding: 32px;
    grid-template-columns: 46px minmax(0, 1fr);
    gap: 18px;
    color: var(--terms-text);
    background: #ffffff;
    border: 1px solid var(--terms-line);
    border-top: 3px solid var(--terms-gold);
    box-shadow: 0 8px 24px rgba(27, 47, 59, 0.08);
}

.terms-fallback > svg {
    width: 42px;
    padding: 9px;
    color: var(--terms-teal-dark);
    background: var(--terms-teal-soft);
    border-radius: 8px;
}

.terms-fallback h2 {
    margin: 0 0 7px;
    color: var(--terms-ink);
    font-size: 1.35rem;
    font-weight: 600;
    line-height: 1.35;
}

.terms-fallback p {
    margin: 0;
    color: var(--terms-muted);
    font-size: 0.82rem;
    font-weight: 400;
    line-height: 1.65;
}

@media (max-width: 1120px) {
    .terms-layout {
        grid-template-columns: 230px minmax(0, 740px);
        gap: 38px;
    }
}

@media (max-width: 960px) {
    .terms-hero-layout {
        grid-template-columns: minmax(0, 1fr) 370px;
        gap: 35px;
    }

    .terms-layout {
        grid-template-columns: 205px minmax(0, 1fr);
        gap: 28px;
    }

    .terms-article {
        padding: 42px;
    }
}

@media (max-width: 820px) {
    .terms-shell {
        width: min(calc(100% - 36px), 1200px);
    }

    .terms-hero-inner {
        padding-block: 32px 40px;
    }

    .terms-hero-layout {
        grid-template-columns: 1fr;
        gap: 28px;
    }

    .terms-document-summary {
        width: min(100%, 570px);
    }

    .terms-reading-section {
        padding-block: 30px 72px;
    }

    .terms-layout {
        display: block;
    }

    .terms-sidebar {
        display: none;
    }

    .terms-mobile-jump-nav {
        display: block;
        margin: 0 0 18px;
        background: #ffffff;
        border: 1px solid var(--terms-line-strong);
        border-radius: 9px;
    }

    .terms-mobile-jump-nav summary {
        display: flex;
        min-height: 50px;
        padding: 11px 15px;
        align-items: center;
        justify-content: space-between;
        gap: 20px;
        color: var(--terms-ink);
        cursor: pointer;
        font-size: 0.72rem;
        font-weight: 700;
        line-height: 1.4;
        list-style: none;
    }

    .terms-mobile-jump-nav summary::-webkit-details-marker {
        display: none;
    }

    .terms-mobile-jump-nav summary svg {
        flex: 0 0 17px;
        width: 17px;
        transition: transform 160ms ease;
    }

    .terms-mobile-jump-nav[open] summary svg {
        transform: rotate(180deg);
    }

    .terms-mobile-jump-nav nav {
        display: grid;
        padding: 1px;
        grid-template-columns: repeat(2, minmax(0, 1fr));
        gap: 1px;
        background: var(--terms-line);
        border-top: 1px solid var(--terms-line);
    }

    .terms-mobile-jump-nav nav a {
        display: grid;
        min-width: 0;
        min-height: 52px;
        padding: 9px 12px;
        grid-template-columns: 24px minmax(0, 1fr);
        align-items: center;
        gap: 7px;
        color: #566871;
        background: #ffffff;
        border-radius: 0;
        font-size: 0.63rem;
        font-weight: 500;
        line-height: 1.35;
        text-decoration: none;
    }

    .terms-mobile-jump-nav nav a:hover {
        color: var(--terms-ink);
        background: var(--terms-teal-soft);
    }

    .terms-article {
        width: 100%;
    }
}

@media (max-width: 640px) {
    .terms-shell {
        width: min(calc(100% - 28px), 1200px);
    }

    .terms-hero h1 {
        font-size: clamp(2.05rem, 10.5vw, 2.75rem);
    }

    .terms-hero-intro {
        font-size: 0.84rem;
    }

    .terms-button-row {
        display: grid;
    }

    .terms-button-row .terms-button {
        width: 100%;
    }

    .terms-document-summary {
        grid-template-columns: 40px minmax(0, 1fr);
        gap: 13px;
        padding: 19px 16px;
    }

    .terms-document-icon {
        width: 39px;
        height: 39px;
    }

    .terms-document-summary dl {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }

    .terms-document-summary dl > div:nth-child(2) {
        padding-right: 0;
        border-right: 0;
    }

    .terms-document-summary dl > div:last-child {
        grid-column: 1 / -1;
        padding-top: 6px;
        border-top: 1px solid var(--terms-line);
    }

    .terms-context-inner {
        grid-template-columns: 27px minmax(0, 1fr);
        gap: 10px;
    }

    .terms-context-inner > span {
        width: 27px;
        height: 27px;
    }

    .terms-context-inner p {
        font-size: 0.65rem;
    }

    .terms-mobile-jump-nav nav {
        grid-template-columns: 1fr;
    }

    .terms-article {
        padding: 32px 20px;
    }

    .terms-article-header h2 {
        font-size: 1.8rem;
    }

    .terms-group {
        padding-top: 34px;
    }

    .terms-group + .terms-group {
        margin-top: 34px;
    }

    .terms-group-heading {
        margin-bottom: 25px;
        grid-template-columns: 37px minmax(0, 1fr);
        gap: 12px;
    }

    .terms-group-heading > span {
        width: 36px;
        height: 36px;
    }

    .terms-group-heading h2 {
        font-size: 1.15rem;
    }

    .terms-group-content {
        padding-left: 0;
    }

    .terms-section h3 {
        grid-template-columns: 23px minmax(0, 1fr);
        gap: 7px;
        font-size: 0.96rem;
    }

    .terms-clause {
        font-size: 0.86rem;
        line-height: 1.74;
    }

    .terms-endnote {
        padding: 20px 17px;
        grid-template-columns: 34px minmax(0, 1fr);
    }

    .terms-endnote .terms-button {
        width: 100%;
        grid-column: 1 / -1;
    }

    .terms-fallback {
        padding: 25px 20px;
        grid-template-columns: 38px minmax(0, 1fr);
        gap: 14px;
    }

    .terms-fallback > svg {
        width: 38px;
    }
}

@media (max-width: 430px) {
    .terms-document-summary {
        grid-template-columns: 1fr;
    }

    .terms-document-icon {
        display: none;
    }
}

@media (prefers-reduced-motion: reduce) {
    .terms-root {
        scroll-behavior: auto !important;
    }

    .terms-page *,
    .terms-page *::before,
    .terms-page *::after {
        animation-duration: 0.01ms !important;
        animation-iteration-count: 1 !important;
        scroll-behavior: auto !important;
        transition-duration: 0.01ms !important;
    }
}

/* Customer credit application preparation */

.credit-page {
    --credit-navy: #293e4c;
    --credit-navy-deep: #1f303b;
    --credit-ink: #20323d;
    --credit-text: #455761;
    --credit-muted: #6d7c84;
    --credit-teal: #488c9a;
    --credit-teal-dark: #347582;
    --credit-teal-soft: #e8f2f3;
    --credit-gold: #fbb040;
    --credit-gold-soft: #fff5e4;
    --credit-success: #2f7d66;
    --credit-warning: #a76510;
    --credit-error: #a43b32;
    --credit-error-soft: #fff2f0;
    --credit-line: #dce4e8;
    --credit-line-strong: #c9d4d9;
    --credit-surface: #f5f8f9;
    min-width: 0;
    overflow-x: clip;
    color: var(--credit-text);
    background: var(--credit-surface);
    font-family: "Poppins", Arial, sans-serif;
}

.credit-page *,
.credit-page *::before,
.credit-page *::after {
    box-sizing: border-box;
}

.credit-page [hidden] {
    display: none !important;
}

.credit-page button,
.credit-page input,
.credit-page select {
    font-family: "Poppins", Arial, sans-serif;
}

.credit-page button,
.credit-page a {
    -webkit-tap-highlight-color: transparent;
}

.credit-page button {
    cursor: pointer;
}

.credit-page svg {
    display: block;
    flex: 0 0 auto;
    fill: none;
    stroke: currentColor;
    stroke-linecap: round;
    stroke-linejoin: round;
    stroke-width: 1.8;
}

.credit-page h1,
.credit-page h2,
.credit-page h3,
.credit-page p,
.credit-page dl,
.credit-page dd {
    margin-top: 0;
}

.credit-page h1,
.credit-page h2,
.credit-page h3 {
    color: var(--credit-ink);
    font-weight: 600;
    line-height: 1.16;
    letter-spacing: -0.025em;
}

.credit-shell {
    width: min(calc(100% - 48px), 1200px);
    margin-inline: auto;
}

.credit-skip-link {
    position: fixed;
    z-index: 2000;
    top: 8px;
    left: 8px;
    padding: 10px 14px;
    color: #ffffff;
    background: #347582;
    border: 3px solid #fbb040;
    border-radius: 5px;
    font-family: "Poppins", Arial, sans-serif;
    font-size: 0.82rem;
    font-weight: 600;
    text-decoration: none;
    transform: translateY(-160%);
    transition: transform 160ms ease;
}

.credit-skip-link:focus,
.credit-skip-link:focus-visible {
    color: #ffffff;
    outline: none;
    transform: translateY(0);
}

.credit-page a:focus-visible,
.credit-page button:focus-visible,
.credit-page input:focus-visible,
.credit-page select:focus-visible,
.credit-page [tabindex="-1"]:focus-visible {
    outline: 3px solid rgba(251, 176, 64, 0.86);
    outline-offset: 3px;
}

.credit-heading {
    background: #ffffff;
    border-bottom: 1px solid var(--credit-line);
}

.credit-heading-inner {
    min-height: 210px;
    display: grid;
    grid-template-columns: minmax(0, 1fr) auto;
    align-items: center;
    gap: 35px;
    padding-block: 35px;
}

.credit-heading-copy {
    min-width: 0;
}

.credit-eyebrow {
    margin-bottom: 10px;
    color: var(--credit-teal-dark);
    font-size: 0.72rem;
    font-weight: 700;
    letter-spacing: 0.13em;
    line-height: 1.3;
    text-transform: uppercase;
}

.credit-heading h1 {
    max-width: 760px;
    margin-bottom: 10px;
    font-size: clamp(2rem, 4vw, 3.15rem);
}

.credit-heading-copy > p:last-child {
    max-width: 680px;
    margin-bottom: 0;
    color: var(--credit-muted);
    font-size: 0.86rem;
    line-height: 1.65;
}

.credit-heading-meta {
    display: flex;
    flex-direction: column;
    gap: 10px;
    padding-left: 30px;
    border-left: 1px solid var(--credit-line);
}

.credit-heading-meta span {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    color: var(--credit-muted);
    font-size: 0.72rem;
    font-weight: 500;
    white-space: nowrap;
}

.credit-heading-meta svg {
    width: 17px;
    height: 17px;
    color: var(--credit-teal-dark);
}

.credit-mobile-progress {
    display: none;
}

.credit-workspace {
    padding-block: 46px 74px;
}

.credit-layout {
    display: grid;
    grid-template-columns: 255px minmax(0, 1fr);
    align-items: start;
    gap: 34px;
}

.credit-sidebar {
    position: sticky;
    top: 25px;
}

.credit-progress-card {
    margin-bottom: 14px;
    padding: 18px;
    background: #ffffff;
    border: 1px solid var(--credit-line);
    border-radius: 10px;
}

.credit-progress-label {
    margin-bottom: 10px;
    color: var(--credit-ink);
    font-size: 0.76rem;
    font-weight: 700;
}

.credit-progress-line {
    height: 5px;
    overflow: hidden;
    margin-bottom: 12px;
    background: #e6ecee;
    border-radius: 4px;
}

.credit-progress-line span {
    width: 20%;
    height: 100%;
    display: block;
    background: var(--credit-gold);
    border-radius: inherit;
    transition: width 260ms ease;
}

.credit-draft-label {
    display: flex;
    align-items: center;
    gap: 7px;
    margin: 0;
    color: var(--credit-muted);
    font-size: 0.65rem;
    line-height: 1.5;
}

.credit-draft-label > span {
    width: 7px;
    height: 7px;
    flex: 0 0 auto;
    background: #96a6ad;
    border-radius: 50%;
}

.credit-step-navigation {
    overflow: hidden;
    margin-bottom: 14px;
    background: #ffffff;
    border: 1px solid var(--credit-line);
    border-radius: 10px;
}

.credit-step-navigation button {
    position: relative;
    width: 100%;
    min-height: 65px;
    display: grid;
    grid-template-columns: 34px 1fr;
    align-items: center;
    gap: 12px;
    padding: 9px 15px;
    color: var(--credit-muted);
    background: #ffffff;
    border: 0;
    border-bottom: 1px solid var(--credit-line);
    border-radius: 0;
    text-align: left;
    transition: color 160ms ease, background-color 160ms ease;
}

.credit-step-navigation button:last-child {
    border-bottom: 0;
}

.credit-step-navigation button::before {
    position: absolute;
    inset-block: 0;
    left: 0;
    width: 3px;
    content: "";
    background: var(--credit-gold);
    transform: scaleY(0);
    transition: transform 160ms ease;
}

.credit-step-navigation button:not(:disabled):hover {
    color: var(--credit-ink);
    background: var(--credit-surface);
}

.credit-step-navigation button:focus-visible {
    z-index: 1;
    outline: none;
    box-shadow: inset 0 0 0 3px var(--credit-gold);
}

.credit-step-navigation button.current {
    color: var(--credit-ink);
    background: var(--credit-gold-soft);
}

.credit-step-navigation button.current::before {
    transform: scaleY(1);
}

.credit-step-navigation button:disabled {
    cursor: not-allowed;
    opacity: 0.58;
}

.credit-step-icon {
    width: 31px;
    height: 31px;
    display: grid;
    place-items: center;
    color: var(--credit-teal-dark);
    background: var(--credit-teal-soft);
    border: 1px solid #c8dfe3;
    border-radius: 8px;
}

.credit-step-icon svg {
    width: 17px;
    height: 17px;
}

.credit-step-navigation button.complete .credit-step-icon {
    color: #ffffff;
    background: var(--credit-success);
    border-color: var(--credit-success);
}

.credit-step-navigation button.complete .credit-step-icon svg {
    display: none;
}

.credit-step-navigation button.complete .credit-step-icon::after {
    content: "✓";
    font-size: 0.9rem;
    font-weight: 700;
    line-height: 1;
}

.credit-step-navigation small,
.credit-step-navigation strong {
    display: block;
}

.credit-step-navigation small {
    margin-bottom: 2px;
    color: #7b8b92;
    font-size: 0.59rem;
    font-weight: 500;
    letter-spacing: 0.04em;
    text-transform: uppercase;
}

.credit-step-navigation strong {
    color: inherit;
    font-size: 0.78rem;
    font-weight: 600;
}

.credit-sidebar-help {
    padding: 18px;
    color: #cbdadd;
    background: var(--credit-navy);
    border-radius: 10px;
}

.credit-sidebar-help p {
    margin-bottom: 5px;
    color: #ffffff;
    font-size: 0.78rem;
    font-weight: 600;
}

.credit-sidebar-help span {
    display: block;
    margin-bottom: 10px;
    font-size: 0.68rem;
    line-height: 1.55;
}

.credit-sidebar-help a {
    display: inline-block;
    padding: 2px 0;
    color: var(--credit-gold);
    border-radius: 2px;
    font-size: 0.7rem;
    font-weight: 700;
    text-decoration: none;
}

.credit-sidebar-help a:hover {
    color: #ffffff;
    text-decoration: underline;
    text-underline-offset: 3px;
}

.credit-main {
    min-width: 0;
}

.credit-paper-option {
    min-height: 82px;
    display: grid;
    grid-template-columns: 40px minmax(0, 1fr) auto;
    align-items: center;
    gap: 14px;
    margin-bottom: 15px;
    padding: 14px 17px;
    background: #ffffff;
    border: 1px solid var(--credit-line);
    border-radius: 10px;
}

.credit-paper-option-icon {
    width: 38px;
    height: 38px;
    display: grid;
    place-items: center;
    color: var(--credit-teal-dark);
    background: var(--credit-teal-soft);
    border-radius: 8px;
}

.credit-paper-option-icon svg {
    width: 19px;
    height: 19px;
}

.credit-paper-option p {
    margin-bottom: 2px;
    color: var(--credit-ink);
    font-size: 0.79rem;
    font-weight: 600;
}

.credit-paper-option span {
    color: var(--credit-muted);
    font-size: 0.68rem;
    line-height: 1.5;
}

.credit-paper-option span strong {
    color: var(--credit-teal-dark);
    font-weight: 600;
}

.credit-download-link {
    min-height: 39px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 7px;
    padding: 9px 12px;
    color: var(--credit-navy);
    background: var(--credit-gold-soft);
    border: 1px solid #efd39f;
    border-radius: 6px;
    font-size: 0.69rem;
    font-weight: 700;
    line-height: 1.35;
    text-align: center;
    text-decoration: none;
    transition: background-color 160ms ease, border-color 160ms ease;
}

.credit-download-link:hover {
    color: var(--credit-navy);
    background: #ffedce;
    border-color: var(--credit-gold);
}

.credit-download-link svg {
    width: 16px;
    height: 16px;
}

.credit-application-card {
    overflow: hidden;
    background: #ffffff;
    border: 1px solid var(--credit-line);
    border-radius: 12px;
    box-shadow: 0 8px 28px rgba(27, 47, 59, 0.055);
}

.credit-card-header {
    display: grid;
    grid-template-columns: minmax(0, 1fr) auto;
    align-items: start;
    gap: 20px;
    padding: 28px 34px 25px;
    border-bottom: 1px solid var(--credit-line);
}

.credit-step-kicker {
    display: block;
    margin-bottom: 7px;
    color: var(--credit-teal-dark);
    font-size: 0.68rem;
    font-weight: 700;
    letter-spacing: 0.08em;
    text-transform: uppercase;
}

.credit-card-header h2 {
    margin-bottom: 8px;
    font-size: 1.7rem;
}

.credit-card-header p {
    max-width: 650px;
    margin: 0;
    color: var(--credit-muted);
    font-size: 0.8rem;
    line-height: 1.6;
}

.credit-step-percentage {
    min-width: 50px;
    height: 31px;
    display: grid;
    place-items: center;
    color: var(--credit-navy);
    background: var(--credit-gold-soft);
    border: 1px solid #f1d5a2;
    border-radius: 20px;
    font-size: 0.68rem;
    font-weight: 700;
}

.credit-card-body {
    min-height: 510px;
    padding: 32px 34px 38px;
}

.credit-step-content {
    animation: credit-step-in 220ms ease both;
}

@keyframes credit-step-in {
    from {
        opacity: 0;
        transform: translateY(5px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

.credit-form-grid {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 19px 18px;
}

.credit-form-field {
    min-width: 0;
    display: flex;
    flex-direction: column;
    gap: 7px;
    color: var(--credit-ink);
    font-size: 0.76rem;
    font-weight: 600;
}

.credit-form-field-wide {
    grid-column: 1 / -1;
}

.credit-field-label {
    min-height: 18px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 10px;
}

.credit-field-label em,
.credit-reference-card-header em {
    color: #77888f;
    font-size: 0.57rem;
    font-style: normal;
    font-weight: 500;
    letter-spacing: 0.03em;
    text-transform: uppercase;
}

.credit-form-field > input,
.credit-form-field > select,
.credit-input-with-prefix {
    width: 100%;
    height: 45px;
    color: var(--credit-ink);
    background: #ffffff;
    border: 1px solid var(--credit-line-strong);
    border-radius: 7px;
    font-size: 0.78rem;
    font-weight: 400;
    transition: border-color 160ms ease, box-shadow 160ms ease;
}

.credit-form-field > input,
.credit-form-field > select {
    padding-inline: 13px;
}

.credit-form-field > select {
    padding-right: 35px;
    appearance: none;
    background-image:
        linear-gradient(45deg, transparent 50%, #718189 50%),
        linear-gradient(135deg, #718189 50%, transparent 50%);
    background-position:
        calc(100% - 17px) 19px,
        calc(100% - 12px) 19px;
    background-repeat: no-repeat;
    background-size: 5px 5px;
}

.credit-form-field > input::placeholder,
.credit-input-with-prefix input::placeholder {
    color: #929fa5;
    opacity: 1;
}

.credit-form-field > input:hover,
.credit-form-field > select:hover,
.credit-input-with-prefix:hover {
    border-color: #a7bbc2;
}

.credit-form-field > input:focus,
.credit-form-field > select:focus,
.credit-input-with-prefix:focus-within {
    outline: none;
    border-color: var(--credit-teal);
    box-shadow: 0 0 0 3px rgba(72, 140, 154, 0.14);
}

.credit-form-field > input[aria-invalid="true"],
.credit-form-field > select[aria-invalid="true"],
.credit-input-with-prefix.credit-has-error {
    border-color: var(--credit-error);
    background-color: #fffafa;
}

.credit-form-field > input[aria-invalid="true"]:focus,
.credit-form-field > select[aria-invalid="true"]:focus,
.credit-input-with-prefix.credit-has-error:focus-within {
    box-shadow: 0 0 0 3px rgba(164, 59, 50, 0.14);
}

.credit-form-field small,
.credit-fieldset > small {
    color: var(--credit-muted);
    font-size: 0.64rem;
    font-weight: 400;
    line-height: 1.5;
}

.credit-input-with-prefix {
    display: flex;
    align-items: center;
}

.credit-input-with-prefix > span {
    width: 36px;
    display: grid;
    place-items: center;
    align-self: stretch;
    color: var(--credit-teal-dark);
    background: var(--credit-surface);
    border-right: 1px solid var(--credit-line);
    border-radius: 7px 0 0 7px;
    font-size: 0.78rem;
    font-weight: 700;
}

.credit-input-with-prefix input {
    min-width: 0;
    flex: 1;
    height: 100%;
    padding-inline: 12px;
    color: var(--credit-ink);
    background: transparent;
    border: 0;
    outline: 0;
    font-size: 0.78rem;
}

.credit-form-subsection {
    margin-top: 31px;
    padding-top: 27px;
    border-top: 1px solid var(--credit-line);
}

.credit-form-subsection h3 {
    margin-bottom: 16px;
    font-size: 0.94rem;
}

.credit-services-fields {
    margin-top: 28px;
}

.credit-subsection-intro {
    margin: -8px 0 16px;
    color: var(--credit-muted);
    font-size: 0.75rem;
    font-weight: 400;
    line-height: 1.55;
}

.credit-conditional-fields {
    margin-top: 23px;
    padding: 22px;
    background: var(--credit-surface);
    border: 1px solid var(--credit-line);
    border-radius: 9px;
}

.credit-toggle-row {
    display: grid;
    grid-template-columns: 19px minmax(0, 1fr);
    align-items: start;
    gap: 11px;
    margin-top: 25px;
    padding: 15px;
    background: var(--credit-surface);
    border: 1px solid var(--credit-line);
    border-radius: 8px;
    cursor: pointer;
}

.credit-toggle-row > input,
.credit-choice-card input,
.credit-check-card-grid input,
.credit-service-card-grid input,
.credit-authorization-checks input {
    position: absolute;
    width: 1px;
    height: 1px;
    overflow: hidden;
    clip: rect(0 0 0 0);
    clip-path: inset(50%);
    white-space: nowrap;
}

.credit-custom-check {
    width: 18px;
    height: 18px;
    display: grid;
    place-items: center;
    color: transparent;
    background: #ffffff;
    border: 1px solid #aebcc2;
    border-radius: 4px;
    transition: background-color 150ms ease, border-color 150ms ease, color 150ms ease;
}

.credit-custom-check svg {
    width: 12px;
    height: 12px;
}

.credit-page input:checked + .credit-custom-check {
    color: #ffffff;
    background: var(--credit-teal-dark);
    border-color: var(--credit-teal-dark);
}

.credit-page input:focus-visible + .credit-custom-check,
.credit-choice-card input:focus-visible ~ i,
.credit-service-card-grid input:focus-visible ~ .credit-service-check {
    outline: 3px solid rgba(251, 176, 64, 0.78);
    outline-offset: 3px;
}

.credit-toggle-row strong,
.credit-toggle-row small {
    display: block;
}

.credit-toggle-row strong {
    margin-bottom: 2px;
    color: var(--credit-ink);
    font-size: 0.75rem;
    font-weight: 600;
}

.credit-toggle-row small {
    color: var(--credit-muted);
    font-size: 0.64rem;
    line-height: 1.45;
}

.credit-fieldset {
    min-width: 0;
    margin: 0;
    padding: 0;
    border: 0;
    color: var(--credit-ink);
}

.credit-fieldset > legend {
    width: 100%;
    margin: 0 0 7px;
    padding: 0;
    color: var(--credit-ink);
    font-size: 0.76rem;
    font-weight: 600;
}

.credit-required-cue {
    float: right;
    margin-left: 10px;
    color: #77888f;
    font-size: 0.57rem;
    font-weight: 500;
    letter-spacing: 0.03em;
    line-height: 1.6;
    text-transform: uppercase;
}

.credit-fieldset.credit-form-subsection > legend {
    margin-bottom: 16px;
    font-size: 0.94rem;
}

.credit-fieldset[aria-invalid="true"] .credit-choice-grid,
.credit-fieldset[aria-invalid="true"] .credit-check-card-grid,
.credit-fieldset[aria-invalid="true"] .credit-service-card-grid,
.credit-fieldset[aria-invalid="true"].credit-authorization-checks {
    padding: 8px;
    background: var(--credit-error-soft);
    border: 1px solid rgba(164, 59, 50, 0.32);
    border-radius: 8px;
}

.credit-choice-grid {
    display: grid;
    gap: 10px;
}

.credit-choice-grid-two {
    grid-template-columns: repeat(2, minmax(0, 1fr));
}

.credit-choice-grid-four {
    grid-template-columns: repeat(4, minmax(0, 1fr));
}

.credit-choice-card {
    min-height: 45px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 12px;
    padding: 10px 12px;
    color: #5b6c74;
    background: #ffffff;
    border: 1px solid var(--credit-line-strong);
    border-radius: 7px;
    cursor: pointer;
    font-size: 0.75rem;
    font-weight: 600;
    transition: border-color 150ms ease, background-color 150ms ease, color 150ms ease;
}

.credit-choice-card:hover {
    border-color: var(--credit-teal);
}

.credit-choice-card.selected {
    color: var(--credit-ink);
    background: var(--credit-teal-soft);
    border-color: var(--credit-teal);
}

.credit-choice-card i {
    width: 18px;
    height: 18px;
    display: grid;
    place-items: center;
    color: transparent;
    border: 1px solid #aebcc2;
    border-radius: 50%;
}

.credit-choice-card i svg {
    width: 11px;
    height: 11px;
}

.credit-choice-card.selected i {
    color: #ffffff;
    background: var(--credit-teal-dark);
    border-color: var(--credit-teal-dark);
}

.credit-choice-card-large {
    min-height: 70px;
    align-items: flex-start;
    padding: 13px 15px;
}

.credit-choice-card-large > span {
    color: var(--credit-muted);
    font-size: 0.66rem;
    font-weight: 400;
    line-height: 1.5;
}

.credit-choice-card-large strong {
    display: block;
    margin-bottom: 2px;
    color: var(--credit-ink);
    font-size: 0.78rem;
}

.credit-check-card-grid {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 9px;
    margin-top: 9px;
}

.credit-check-card-grid label {
    min-height: 43px;
    display: flex;
    align-items: center;
    gap: 10px;
    padding: 10px 12px;
    color: #5b6c74;
    background: #ffffff;
    border: 1px solid var(--credit-line-strong);
    border-radius: 7px;
    cursor: pointer;
    font-size: 0.72rem;
    font-weight: 500;
}

.credit-check-card-grid label:hover,
.credit-check-card-grid label.selected {
    border-color: var(--credit-teal);
}

.credit-check-card-grid label.selected {
    color: var(--credit-ink);
    background: var(--credit-teal-soft);
}

.credit-service-card-grid {
    display: grid;
    grid-template-columns: repeat(4, minmax(0, 1fr));
    gap: 10px;
    margin-top: 9px;
}

.credit-service-card-grid label {
    position: relative;
    min-height: 100px;
    display: flex;
    flex-direction: column;
    align-items: flex-start;
    justify-content: flex-end;
    gap: 9px;
    padding: 14px;
    color: var(--credit-teal-dark);
    background: #ffffff;
    border: 1px solid var(--credit-line-strong);
    border-radius: 8px;
    cursor: pointer;
    transition: border-color 150ms ease, background-color 150ms ease, transform 150ms ease;
}

.credit-service-card-grid label:hover {
    border-color: var(--credit-teal);
    transform: translateY(-1px);
}

.credit-service-card-grid label.selected {
    background: var(--credit-teal-soft);
    border-color: var(--credit-teal);
}

.credit-service-card-grid label > svg {
    width: 22px;
    height: 22px;
}

.credit-service-card-grid strong {
    color: var(--credit-ink);
    font-size: 0.67rem;
    line-height: 1.4;
}

.credit-service-check {
    position: absolute;
    top: 10px;
    right: 10px;
    width: 18px;
    height: 18px;
    display: grid;
    place-items: center;
    color: transparent;
    background: #ffffff;
    border: 1px solid #aebcc2;
    border-radius: 50%;
}

.credit-service-check svg {
    width: 11px;
    height: 11px;
}

.credit-service-card-grid label.selected .credit-service-check {
    color: #ffffff;
    background: var(--credit-teal-dark);
    border-color: var(--credit-teal-dark);
}

.credit-conditional-panel,
.credit-privacy-note,
.credit-review-notice {
    display: grid;
    grid-template-columns: 25px minmax(0, 1fr);
    gap: 13px;
    margin-top: 25px;
    padding: 16px 18px;
    color: #315763;
    background: var(--credit-teal-soft);
    border-left: 3px solid var(--credit-teal);
    border-radius: 0 7px 7px 0;
}

.credit-conditional-panel > svg,
.credit-privacy-note > svg,
.credit-review-notice > svg {
    width: 21px;
    height: 21px;
    margin-top: 1px;
    color: var(--credit-teal-dark);
}

.credit-conditional-panel strong,
.credit-privacy-note strong,
.credit-review-notice strong {
    display: block;
    margin-bottom: 2px;
    color: #244a54;
    font-size: 0.75rem;
    font-weight: 700;
}

.credit-conditional-panel p,
.credit-privacy-note p,
.credit-review-notice p {
    margin: 0;
    font-size: 0.7rem;
    line-height: 1.6;
}

.credit-conditional-panel a {
    display: inline-block;
    margin-top: 7px;
    padding: 2px 0;
    color: var(--credit-teal-dark);
    border-radius: 2px;
    font-size: 0.7rem;
    font-weight: 700;
    text-decoration: underline;
    text-underline-offset: 3px;
}

.credit-conditional-panel.credit-warning {
    color: #6c512c;
    background: var(--credit-gold-soft);
    border-left-color: var(--credit-gold);
}

.credit-conditional-panel.credit-warning > svg {
    color: var(--credit-warning);
}

.credit-conditional-panel.credit-warning strong {
    color: #5c421f;
}

.credit-reference-card {
    overflow: hidden;
    background: #ffffff;
    border: 1px solid var(--credit-line);
    border-radius: 9px;
}

.credit-reference-card + .credit-reference-card {
    margin-top: 17px;
}

.credit-reference-card-header {
    display: grid;
    grid-template-columns: 32px minmax(0, 1fr);
    align-items: center;
    gap: 12px;
    padding: 15px 18px;
    background: var(--credit-surface);
    border-bottom: 1px solid var(--credit-line);
}

.credit-reference-card-header > span {
    width: 30px;
    height: 30px;
    display: grid;
    place-items: center;
    color: var(--credit-navy);
    background: var(--credit-gold);
    border-radius: 50%;
    font-size: 0.7rem;
    font-weight: 700;
}

.credit-reference-card-header h3 {
    display: flex;
    align-items: center;
    gap: 9px;
    margin-bottom: 2px;
    font-size: 0.84rem;
}

.credit-reference-card-header p {
    margin: 0;
    color: var(--credit-muted);
    font-size: 0.65rem;
    line-height: 1.5;
}

.credit-reference-card > .credit-form-grid {
    padding: 19px;
}

.credit-add-reference-button {
    width: 100%;
    min-height: 60px;
    display: grid;
    grid-template-columns: 28px minmax(0, 1fr) auto;
    align-items: center;
    gap: 10px;
    margin-top: 17px;
    padding: 10px 15px;
    color: var(--credit-navy);
    background: #ffffff;
    border: 1px dashed #9fb3bb;
    border-radius: 8px;
    font-size: 0.74rem;
    font-weight: 600;
    text-align: left;
}

.credit-add-reference-button > span {
    width: 27px;
    height: 27px;
    display: grid;
    place-items: center;
    color: #ffffff;
    background: var(--credit-teal-dark);
    border-radius: 50%;
    font-size: 1rem;
    font-weight: 400;
}

.credit-add-reference-button small {
    color: var(--credit-muted);
    font-size: 0.62rem;
    font-weight: 400;
}

.credit-add-reference-button:hover {
    background: var(--credit-teal-soft);
    border-color: var(--credit-teal);
}

.credit-remove-reference-button {
    margin-top: 12px;
    padding: 5px 0;
    color: #8a4238;
    background: transparent;
    border: 0;
    border-radius: 2px;
    font-size: 0.68rem;
    font-weight: 600;
}

.credit-reference-waiver-note {
    margin: 13px 0 0;
    color: var(--credit-muted);
    font-size: 0.66rem;
    font-style: italic;
    line-height: 1.55;
    text-align: center;
}

.credit-privacy-note {
    margin-top: 14px;
}

.credit-review-step {
    display: flex;
    flex-direction: column;
    gap: 16px;
}

.credit-review-notice {
    margin-top: 0;
}

.credit-review-section {
    overflow: hidden;
    border: 1px solid var(--credit-line);
    border-radius: 8px;
}

.credit-review-section-header {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 15px;
    padding: 12px 16px;
    background: var(--credit-surface);
    border-bottom: 1px solid var(--credit-line);
}

.credit-review-section-header h3 {
    margin: 0;
    font-size: 0.83rem;
}

.credit-review-section-header button {
    padding: 4px 2px;
    color: var(--credit-teal-dark);
    background: transparent;
    border: 0;
    border-radius: 2px;
    font-size: 0.67rem;
    font-weight: 700;
}

.credit-review-section-header button:hover {
    color: var(--credit-navy);
    text-decoration: underline;
    text-underline-offset: 3px;
}

.credit-review-grid {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    margin: 0;
}

.credit-review-grid > div {
    min-width: 0;
    min-height: 68px;
    padding: 12px 16px;
    border-right: 1px solid var(--credit-line);
    border-bottom: 1px solid var(--credit-line);
}

.credit-review-grid > div:nth-child(2n) {
    border-right: 0;
}

.credit-review-grid > div:nth-last-child(-n + 2) {
    border-bottom: 0;
}

.credit-review-grid dt {
    margin-bottom: 3px;
    color: var(--credit-muted);
    font-size: 0.59rem;
    font-weight: 600;
    letter-spacing: 0.04em;
    text-transform: uppercase;
}

.credit-review-grid dd {
    margin: 0;
    overflow-wrap: anywhere;
    color: var(--credit-ink);
    font-size: 0.73rem;
    font-weight: 500;
    line-height: 1.5;
}

.credit-review-empty {
    color: #89989e;
    font-style: italic;
    font-weight: 400;
}

.credit-reference-summary {
    padding: 15px 16px;
}

.credit-reference-summary span {
    color: var(--credit-muted);
    font-size: 0.7rem;
}

.credit-reference-summary strong {
    color: var(--credit-teal-dark);
}

.credit-reference-summary p {
    margin: 4px 0 3px;
    overflow-wrap: anywhere;
    color: var(--credit-ink);
    font-size: 0.74rem;
    font-weight: 500;
}

.credit-reference-summary small {
    color: var(--credit-muted);
    font-size: 0.61rem;
    line-height: 1.5;
}

.credit-authorization-block {
    margin-top: 5px;
    padding: 22px;
    background: var(--credit-surface);
    border: 1px solid var(--credit-line);
    border-radius: 9px;
}

.credit-authorization-block > .credit-eyebrow {
    margin-bottom: 5px;
    font-size: 0.63rem;
}

.credit-authorization-block > h3 {
    margin-bottom: 7px;
    font-size: 1.05rem;
}

.credit-authorization-intro {
    margin-bottom: 19px;
    color: var(--credit-muted);
    font-size: 0.69rem;
    line-height: 1.6;
}

.credit-authorization-checks {
    display: flex;
    flex-direction: column;
    gap: 9px;
    margin-top: 20px;
}

.credit-authorization-checks > legend {
    margin-bottom: 0;
}

.credit-authorization-checks > label {
    display: grid;
    grid-template-columns: 18px minmax(0, 1fr);
    align-items: start;
    gap: 10px;
    padding: 12px;
    color: #586972;
    background: #ffffff;
    border: 1px solid var(--credit-line);
    border-radius: 7px;
    cursor: pointer;
    font-size: 0.68rem;
    line-height: 1.6;
}

.credit-authorization-checks a {
    color: var(--credit-teal-dark);
    font-weight: 700;
    text-decoration: underline;
    text-underline-offset: 2px;
}

.credit-authorization-checks a:hover {
    color: var(--credit-navy);
}

.credit-card-footer {
    min-height: 76px;
    display: grid;
    grid-template-columns: 1fr auto 1fr;
    align-items: center;
    gap: 14px;
    padding: 12px 20px;
    background: var(--credit-surface);
    border-top: 1px solid var(--credit-line);
}

.credit-card-footer > p {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    margin: 0;
    color: var(--credit-muted);
    font-size: 0.62rem;
    line-height: 1.45;
    text-align: center;
}

.credit-card-footer > p svg {
    width: 14px;
    height: 14px;
    color: var(--credit-teal-dark);
}

.credit-card-footer > .credit-button {
    justify-self: end;
}

.credit-button {
    min-height: 43px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    padding: 10px 15px;
    border: 1px solid transparent;
    border-radius: 7px;
    font-size: 0.72rem;
    font-weight: 700;
    line-height: 1.35;
    text-align: center;
    text-decoration: none;
    transition: background-color 160ms ease, border-color 160ms ease, color 160ms ease;
}

.credit-button svg {
    width: 16px;
    height: 16px;
}

.credit-button-dark {
    color: #ffffff;
    background: var(--credit-navy);
    border-color: var(--credit-navy);
}

.credit-button-dark:hover {
    color: #ffffff;
    background: var(--credit-teal-dark);
    border-color: var(--credit-teal-dark);
}

.credit-button-gold {
    color: var(--credit-navy-deep);
    background: var(--credit-gold);
    border-color: var(--credit-gold);
}

.credit-button-gold:hover {
    color: var(--credit-navy-deep);
    background: #f3a82f;
    border-color: #f3a82f;
}

.credit-button-secondary {
    color: var(--credit-navy);
    background: #ffffff;
    border-color: var(--credit-line-strong);
}

.credit-button-secondary:hover {
    color: var(--credit-navy);
    background: var(--credit-teal-soft);
    border-color: var(--credit-teal);
}

#credit-finish {
    max-width: 245px;
}

.credit-privacy-footer {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    margin: 18px 0 0;
    color: var(--credit-muted);
    font-size: 0.64rem;
    line-height: 1.55;
    text-align: center;
}

.credit-privacy-footer svg {
    width: 15px;
    height: 15px;
    color: var(--credit-teal-dark);
}

.credit-error-summary {
    display: grid;
    grid-template-columns: 25px minmax(0, 1fr);
    gap: 13px;
    margin-bottom: 24px;
    padding: 16px 18px;
    color: #6f2f29;
    background: var(--credit-error-soft);
    border: 1px solid rgba(164, 59, 50, 0.3);
    border-left: 4px solid var(--credit-error);
    border-radius: 7px;
}

.credit-error-summary > svg {
    width: 22px;
    height: 22px;
    color: var(--credit-error);
}

.credit-error-summary h3 {
    margin-bottom: 3px;
    color: #742f29;
    font-size: 0.85rem;
}

.credit-error-summary p {
    margin-bottom: 7px;
    font-size: 0.7rem;
    line-height: 1.5;
}

.credit-error-summary ul {
    display: grid;
    gap: 4px;
    margin: 0;
    padding-left: 18px;
}

.credit-error-summary li {
    color: var(--credit-error);
    font-size: 0.68rem;
    line-height: 1.45;
}

.credit-error-summary button {
    padding: 0;
    color: inherit;
    background: transparent;
    border: 0;
    border-radius: 2px;
    font-size: inherit;
    font-weight: 600;
    text-align: left;
    text-decoration: underline;
    text-underline-offset: 2px;
}

.credit-field-error {
    display: block;
    color: var(--credit-error) !important;
    font-size: 0.64rem !important;
    font-weight: 600 !important;
    line-height: 1.45 !important;
}

.credit-fieldset > .credit-field-error {
    margin-top: 8px;
}

.credit-finish-panel {
    display: grid;
    grid-template-columns: 38px minmax(0, 1fr);
    gap: 15px;
    margin-top: 3px;
    padding: 20px;
    color: #5d492e;
    background: var(--credit-gold-soft);
    border: 1px solid #edcf98;
    border-left: 4px solid var(--credit-gold);
    border-radius: 8px;
}

.credit-finish-panel > svg {
    width: 31px;
    height: 31px;
    padding: 5px;
    color: var(--credit-navy);
    background: var(--credit-gold);
    border-radius: 7px;
}

.credit-finish-panel h3 {
    margin-bottom: 6px;
    font-size: 1rem;
}

.credit-finish-panel p {
    margin-bottom: 14px;
    font-size: 0.72rem;
    line-height: 1.65;
}

.credit-finish-panel p strong {
    color: var(--credit-ink);
}

.credit-finish-panel > div > div {
    display: flex;
    flex-wrap: wrap;
    gap: 9px;
}

.credit-live-region {
    position: absolute;
    width: 1px;
    height: 1px;
    padding: 0;
    margin: -1px;
    overflow: hidden;
    clip: rect(0, 0, 0, 0);
    white-space: nowrap;
    border: 0;
}

@media (max-width: 1120px) {
    .credit-heading-inner {
        gap: 25px;
    }

    .credit-layout {
        grid-template-columns: 225px minmax(0, 1fr);
        gap: 24px;
    }
}

@media (max-width: 960px) {
    .credit-heading-inner {
        min-height: 190px;
    }

    .credit-layout {
        grid-template-columns: 205px minmax(0, 1fr);
    }

    .credit-service-card-grid {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }
}

@media (max-width: 820px) {
    .credit-heading-inner {
        min-height: 178px;
    }

    .credit-heading-meta {
        padding-left: 20px;
    }

    .credit-mobile-progress {
        position: sticky;
        z-index: 20;
        top: 0;
        display: block;
        background: #ffffff;
        border-bottom: 1px solid var(--credit-line);
        box-shadow: 0 4px 12px rgba(27, 47, 59, 0.06);
    }

    .credit-mobile-progress .credit-shell {
        min-height: 50px;
        display: grid;
        grid-template-columns: minmax(0, 1fr) auto;
        align-items: center;
        gap: 4px 15px;
        padding-block: 7px;
        color: var(--credit-navy);
        font-size: 0.7rem;
        font-weight: 600;
    }

    .credit-mobile-progress strong {
        font-size: 0.68rem;
    }

    .credit-mobile-progress .credit-shell > div {
        grid-column: 1 / -1;
        height: 4px;
        overflow: hidden;
        background: #e5ebed;
        border-radius: 4px;
    }

    .credit-mobile-progress i {
        width: 20%;
        height: 100%;
        display: block;
        background: var(--credit-gold);
        border-radius: inherit;
        transition: width 260ms ease;
    }

    .credit-workspace {
        padding-block: 26px 60px;
    }

    .credit-layout {
        display: block;
    }

    .credit-sidebar {
        display: none;
    }

    .credit-main {
        width: min(100%, 760px);
        margin-inline: auto;
    }
}

@media (max-width: 640px) {
    .credit-shell {
        width: min(calc(100% - 28px), 1200px);
    }

    .credit-heading-inner {
        min-height: 0;
        display: block;
        padding-block: 27px 30px;
    }

    .credit-heading h1 {
        font-size: clamp(1.85rem, 9vw, 2.25rem);
    }

    .credit-heading-copy > p:last-child {
        font-size: 0.78rem;
    }

    .credit-heading-meta {
        flex-direction: row;
        flex-wrap: wrap;
        gap: 8px 18px;
        margin-top: 18px;
        padding: 16px 0 0;
        border-top: 1px solid var(--credit-line);
        border-left: 0;
    }

    .credit-heading-meta span {
        white-space: normal;
    }

    .credit-workspace {
        padding-top: 18px;
    }

    .credit-paper-option {
        grid-template-columns: 35px minmax(0, 1fr);
        min-height: 0;
        padding: 13px;
    }

    .credit-paper-option-icon {
        width: 34px;
        height: 34px;
    }

    .credit-download-link {
        grid-column: 1 / -1;
        width: 100%;
        min-height: 43px;
    }

    .credit-card-header {
        padding: 23px 19px 20px;
    }

    .credit-card-header h2 {
        font-size: 1.38rem;
    }

    .credit-card-body {
        min-height: 0;
        padding: 24px 19px 29px;
    }

    .credit-form-grid {
        grid-template-columns: 1fr;
        gap: 16px;
    }

    .credit-form-field-wide {
        grid-column: auto;
    }

    .credit-form-field > input,
    .credit-form-field > select,
    .credit-input-with-prefix {
        height: 48px;
        font-size: 0.8rem;
    }

    .credit-choice-grid-four,
    .credit-service-card-grid {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }

    .credit-check-card-grid {
        grid-template-columns: 1fr;
    }

    .credit-reference-card > .credit-form-grid {
        padding: 17px;
    }

    .credit-add-reference-button {
        grid-template-columns: 28px minmax(0, 1fr);
    }

    .credit-add-reference-button small {
        grid-column: 2;
    }

    .credit-review-grid {
        grid-template-columns: 1fr;
    }

    .credit-review-grid > div,
    .credit-review-grid > div:nth-child(2n),
    .credit-review-grid > div:nth-last-child(-n + 2) {
        border-right: 0;
        border-bottom: 1px solid var(--credit-line);
    }

    .credit-review-grid > div:last-child {
        border-bottom: 0;
    }

    .credit-authorization-block {
        padding: 18px 15px;
    }

    .credit-card-footer {
        grid-template-columns: 1fr 1fr;
        gap: 9px;
        padding: 13px;
    }

    .credit-card-footer > p {
        grid-column: 1 / -1;
        grid-row: 1;
        justify-self: center;
    }

    .credit-card-footer > div {
        grid-column: 1;
    }

    .credit-card-footer > .credit-button {
        grid-column: 2;
        width: 100%;
        max-width: none;
    }

    .credit-card-footer .credit-button {
        width: 100%;
        min-height: 47px;
    }

    .credit-finish-panel {
        grid-template-columns: 1fr;
    }

    .credit-finish-panel > div > div {
        display: grid;
        grid-template-columns: 1fr;
    }
}

@media (max-width: 430px) {
    .credit-choice-grid-two,
    .credit-choice-grid-four,
    .credit-service-card-grid {
        grid-template-columns: 1fr;
    }

    .credit-service-card-grid label {
        min-height: 78px;
    }

    .credit-choice-card-large {
        min-height: 64px;
    }

    .credit-card-footer {
        grid-template-columns: 1fr;
    }

    .credit-card-footer > div,
    .credit-card-footer > .credit-button {
        grid-column: 1;
    }

    .credit-card-footer > .credit-button {
        grid-row: 2;
    }

    .credit-card-footer > div {
        grid-row: 3;
    }

    .credit-card-footer > p {
        grid-row: 1;
    }

    .credit-card-header {
        grid-template-columns: minmax(0, 1fr);
        gap: 12px;
    }

    .credit-step-percentage {
        justify-self: start;
    }

    .credit-error-summary,
    .credit-conditional-panel,
    .credit-privacy-note,
    .credit-review-notice {
        grid-template-columns: 1fr;
    }
}

@media (prefers-reduced-motion: reduce) {
    .credit-root {
        scroll-behavior: auto !important;
    }

    .credit-skip-link,
    .credit-page *,
    .credit-page *::before,
    .credit-page *::after {
        animation-duration: 0.01ms !important;
        animation-iteration-count: 1 !important;
        scroll-behavior: auto !important;
        transition-duration: 0.01ms !important;
    }
}